If you recently purchased a new home or refinanced your lending agreement, then there is little doubt the topic of mortgage insurance has come up. Whether broached by your partner, financial advisor, or lender, it is generally agreed you should protect your home and your family that lives in it against future financial hardship. After all, it is what most Canadians consider their largest asset.

So, how do you do it? A seemingly obvious answer is mortgage insurance, which has most likely already been offered to you by your mortgage lender. While it sounds like exactly what you need, there is more you should know about how mortgage insurance works, related products like mortgage default insurance, and a less expensive way to protect your…

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Open House Sat Nov 23 2019 2- pm  742 Blackfoot Terrace W, Lethbridge T1K 7Y6

Looking for your first home, forever home or investment home? Then welcome to this 971 sq ft bi-level in quiet westside community close to shopping, schools and public transportation. This home is move in ready and features a total of 4 bedrooms and 2 full bathrooms. The main floor features a bright open kitchen with dining and living area, 2 bedrooms and a full bathroom. The kitchen has new stainless steel appliances, the home has central air conditioning and energy efficient lighting throughout with an ecobee thermostat. New blinds also make for an added extra. The WALKOUT basement houses another 2 huge bedrooms and full bathroom and could easily be suited if you are…

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There’s one thing every homebuyer has in common, regardless of the city they’re buying in, the market conditions or the type of property – you have to make an offer. Whether you’re still in the browsing stages of the home hunt, or you’ve started to put your plan into action, prospective buyers would be wise to do some legwork and gain insight on how to make an offer on a house. While your real estate agent is there to guide you, the more you know about the home-buying process, the smoother it will be.

How to make an offer on a house

The Paperwork:

When you’re ready to make on offer on a house, your agent will draw up the necessary paperwork. In order to be valid, your offer documents much include some specific details, according to Canada…

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The decision to sell your house can be exciting and overwhelming all at once. Despite the reality of that latter emotion, there are some things home sellers can do to alleviate the stress. Start with a game plan using the five tips below for a less-stress selling experience.

  1. Get to know the real estate market: Knowing the ins-and-outs of the real estate landscape is helpful, so you know what you’re getting into and you can manage your expectations. Some things to consider are average sale price on your street, potential interest rate increases or reductions in the near future, whether’s it’s a buyer’s and seller’s market, and affordable or “liveable” neighbourhoods that prospective buyers look for. Read more about timing the market HERE.
  2. Prepare…

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